The rent is in the bank. You just don't know whose it is.
Plinth automatically matches tenant payments through read-only open banking. Zero custody. Flat fees. RHA and CPA-aware compliance tools built in.
Open-Banking Reconciliation, Explained.
Plinth matches rent payments using four factors. High-confidence matches post automatically. Exceptions are queued for review.
Structural Ledger
Your central dashboard to manually track properties, tenants, leases, and payments. Built for portfolios of 1–10 properties — free forever.
A single source of truth without paying for features you don’t need yet.
Automated Reconciliation
Connect your bank via truID open banking. We fetch daily transactions and auto-match every rent payment using 4-factor scoring — amount, reference, date, and tenant name.
80%+ of payments reconcile automatically. No manual bank statement review.
Payment Collection
Tenants pay via Ozow Instant EFT, SnapScan QR, or PayFast card. Payments settle directly to your bank. We handle reminders, receipts, and reconciliation.
Rent collection runs on autopilot — you watch the money arrive.
You build the portfolio.
Legacy platforms take a percentage.
Plinth takes a flat fee.
Legacy software takes 2% of every rent payment — forever. Plinth charges a flat monthly fee. The math is undeniable.
The Mathematics of Control
Track cash flow, occupancy, and reconciled payments at a glance.
Collections vs. Expected — Last 7 days
Unmatched Deposits — Awaiting Reconciliation
Read-Only. Compliance-Aware. Built for Control.
Plinth uses read-only open-banking APIs. We never hold, transfer, or touch tenant funds. Zero custody. Zero FICA burden.
Read-Only Access
Open-banking synchronization means we read transaction data, but hold zero authorization to move funds.
Zero Legal Burden
Because we have zero custody of funds, we completely eliminate trust-account compliance for you. Your money flows directly tenant to landlord.
POPIA / RHA / CPA
Consent management, deposit interest calculation, and cancellation penalty formulas built in. Registered Information Officer on file.